When we were pregnant with Emmett, Jake and I decided to go on a babymoon. We didn’t have all the money in the world but I like to find deals and make them. And that’s exactly what I did. I created an affordable all-inclusive cruise trip WITH airfare for (just under) on $500. We all like a good deal so I wanted to share with you how to plan an all-inclusive cruise for $500!
So how did we score a Caribbean cruise babymoon under $500 for the two of us including airfare? Let me begin with the fact that I am sure there are more ways of doing this than mine. This is just how I did it!
Let’s rewind to 2013 when I began researching credit cards. Jake and I had never owned one as a married couple, because we–well–did not believe in them. We were (and are) hard core Dave Ramsey fans and believed in cash and debit cards. But once I realized we had this solid budget down, I decided to start researching credit cards for the sole purpose of earning air miles. I ended up finding the The Barclay Card, and although it does have an $89 annual fee, what we earn back every month pays for itself in around 2 months of use.
Here are a couple of the reasons I chose this card:
- Whatever I spend my money on, I get 2 points for every $1. We’re talking groceries, date nights, gasoline, etc. The only things I really can’t put on the card are utility bills, insurances, (previously) student loans and our mortgage.
- The points work like this: 2,500 = $25. You basically just drop the last two 0’s.
- When we signed on, after we spent a certain amount (I think $1,000) in a certain time (I think 3 months) we were automatically given 40,000 points. Take off those two 0’s and that means we were given $400 for free.
- You can redeem your points for ANY type of travel. Airlines, cruises, hotels, etc.
- Once you have redeemed your points for travel you are given back 5% from your purchase in points. (When we did this it was 10% but they switched about a year or so ago).
Here is the KEY for us though : We pay off our credit card every month.
I’m not saying this to boast, but merely as a statement as to how this is beneficial and not negative to us in any way. Also, I write that there to reiterate if you don’t trust yourself to pay off your credit card monthly, this is probably not the best option.
We saved up enough points on the card over the course of a year and a half to do this. I scoured the internet for the best deal on a cruise and got our flights in there too. If my memory serves me correctly, all of that was around $1,500 and we paid the balance out of pocket which was–you guessed it–just under $500. We had such an amazing trip and I think it felt even better because we knew we had worked hard to get it!
For anyone wondering, we picked a 7 day cruise with Celebrity Cruises that stopped at one island a day except for one “At Sea” day. Here are some photos from our trip!
What’s the best deal you ever scored on a vacation or cruise?